?What is a payday loan or a cash advance loan?
This loan requires no collateral so it's what is referred to as an unsecured loan.
The loan is to get you through until the next payday and it shouldn't be more than
30 days. This loan is designed for unexpected expenses you may have between your
pay periods.
?When and how do I get the money?
Once you are approved for your payday loan the money is sent to your bank account
by wire and you can use it right away. The transfer usually takes about one hour
and it isn't longer than 24 hours in most cases.
?I have a low credit score can I still qualify?
Yes you can qualify for this loan. The lenders don't look at credit scores when
they examine the application. These loans are for smaller amounts and the terms
of the loan are short so there's no need for a credit check to be conducted.
?I am between a job do I still qualify?
No you have to have a job to qualify for this loan.
?Are there any requirements for this payday loan that I need?
- You must be at least 18 years of age
- You must be a legal resident or a citizen of Canada
- Part time work is fine but you need to be employed to qualify
- To get the loan you need to have a bank account
?After I submit my loan application can I change my mind?
Yes you can do that. Once you submit the application the lender will review it and
then send an offer. The Submisison of the application states that you want a lender
to review it but you aren't under obligation to commit to the loan until you sign
it.
?What are the policies towards loan extensions?
The Cash Advance loan isn't a loan you can extend. You have to pay for this loan
in full before you can apply for another one. If you need these loans all the time
this is a warning sign of further financial difficulties. See an advisor if you
run into this situation.
?How much money am I able to borrow?
Loans range for $100-$1,500. The lends will decide how much that you qualify for
based upon the application that you send.
?How do you protect my personal information I send?
Here at CLCPaydayLoan.com we use advanced technology to ensure your data is secure
with us. We use SSL or 128 bit Secure Socket Layer encryption technology which is
industry standard to protect your information.
?Do I need to pay an application fee?
There's no application fee required on this site. You have no obligations until
you actually sign the loan offer given to you. You need to read the loan offer and
agree to it before you sign.
?How do I repay my cash advance loan?
You will pay applicable fees along with the loan amount. This is deducted from your
bank account on the date the loan is due so you don't have to do anything to pay
for your loan.